There are a number of lenders currently attempting to capture the market for a longer fixed term. The 3 year fixed current home loan rates in Australia are the most competitive. Find a good lender Adelaide Bank and Heritage Bank lead the way with current home loan rates in Australia under 5.4%. In the variable […]
Where to Start when your fixed term ends soon Over the next few months thousands of home loan owners will be coming off very competitive fixed rate terms. The sharpest new business variable rates currently are over 5% so there’s an increase of at least 3%. On the average loan of $500,000 this increase in […]
What is a family pledge? There may be times where parents are cash poor but asset rich. They may not be able to give their children cash to help with buying their first home. However parents can offer a piece of their property as security. This will help substantially towards keeping the risk low for […]
Refinancing a home loan is a decision that many homeowners consider at some point in their lives. With fluctuating interest rates and changing financial circumstances, it’s natural to wonder if refinancing a home loan is a worthwhile option. In this blog post, we will explore the pros and cons of refinancing a home loan, helping […]
There are a number of ways you can beat the rate hikes in the current market. Mark shows you four easy ways to turn things in your favour.
The content in this blog is not professional advice, but simply observations made by someone who has experienced a number of separations and then has helped in the process of a buyout.
The First Home Loan Deposit Scheme (FHLDS) is an Australian Government initiative to support eligible first home buyers purchase their first home sooner.
First home owners who purchase units ‘off the plan’ or units / that are newly constructed will be able to take advantage of a stamp duty exemption PLUS a first home owners grant of $10,000 up to $600,000.
The Mortgage & Finance Association of Australia (MFAA) recently released a report on how the mortgage broking industry is driving value for customers and competition for the benefit of all Australians.
Loan consolidations are a good way to reduce outgoing financial commitments and breathe a little easier until you can recover, especially when you have been facing personal or relationship hardships. They are also a great tool for re-structuring how you control debt.