Combat the RBA rate hikes
There are a number of ways you can beat the rate hikes in the current market. Mark shows you four easy ways to turn things in your favour.
Off The Plan Purchase
The content in this blog is not professional advice, but simply observations made by someone who has experienced a number of separations and then has helped in the process of a buyout.
First Home Deposit Scheme
The First Home Loan Deposit Scheme (FHLDS) is an Australian Government initiative to support eligible first home buyers purchase their first home sooner.
Buyout Process
The content in this blog is not professional advice, but simply observations made by someone who has experienced a number of separations and then has helped in the process of a buyout.
Do I refinance during Interest Rate Hikes ?
It’s often very disconcerting when rates begin to rise at a rapid rate, or so it seems.
Going Forward
It’s relatively easy to organise a pre-approval for a home and once your broker finds the right lender
FAMILY PLEDGE
Lenders realise these days that young couples can find it hard to save substantial cash deposits when they are renting at the same time so a family pledge also known as a security guarantee, is a great way to get into a home with little or no cash deposit. Simply put, parents can offer a […]
What is LVR?
LVR stands for Loan to Value Ratio. In real terms it is the way the lenders work out the risk you pose to them as a borrower. Loan: This is the amount you wish to borrow. Value: This is the value of the property you wish to buy or refinance. The loan to value ratio […]
LMI… FRIEND OR FOE?
LMI stands for Lender’s Mortgage Insurance and is an insurance which is paid by the purchaser to insure the lender because a loan amount over 80% of the value of the house is deemed to be a higher risk. Opinions on whether buyers should pay LMI are divided but it’s always worth going through the […]
Bad Credit? We can Help.
There are many reasons why customers fall behind with finances. Changing employment, illness and marriage separations can all result in good customers with adverse credit problems. There are temporary refinancing and consolidation options that can help you stay in your home even with home loan, personal loan and credit card, tax debts and other areas of […]